Saturday, December 27, 2008

Tips On How To Save Money When Shopping

Shopping is very addictive. Most of the time, the household budget is sacrificed once you go shopping. Shopping should not give you headaches as long as you know how to budget. Here are the things that you need to remember:

1. Always remember to spend your money wisely whenever you go shopping. Bring only the exact amount of money you need in buying your items. To ensure that you only buy the important things, you have to make a list of the items that you need to buy. You may then budget your money wisely and will prevent you from buying things that are not that important.

2. It is advisable that you compare prices from different stores before buying an item. Do not limit yourself to just one store. There are stores that offer the same quality but can have a lower price. A smart thing you may do is to be attentive to the prices of the items that you buy regularly when shopping. There are instances that a store has an untimely changing of prices on different items.

3. It is recommended that you do your shopping during the end of the season. Prices of many items, especially clothes, are very low and affordable during this time of the year. You may buy clothes in the months of August and September if you are looking for bargain clothes for your summer wear.

4. You may shop in dollar stores where you can find items that are on sale and where prices are low. Although the quality of some items is not the same when you buy in malls and shopping galleries but the merchandises are still new and not yet used. These stores can provide you the best prices that can cope with on your budget.

5. Another way to save money while shopping is to economize the travel you make in finding the stores you want to buy an item. You may take a stop on your daily route to check if the items you buy regularly have not changed their prices or are still in the price of your budget. You may purchase the item even before you do your shopping schedule. This can save you fuel and time.

6. Try to find discount stores that offer quality items that have discounts and can offer a very affordable price on your desired item. The prices on discount stores may vary depending on the season of the year. These stores can be located in large shopping areas like in malls and shopping galleries.

NEW! Click here for more help on how to budget successfully and to learn the eight steps to effectively tackle the process of saving money.

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Saturday, December 13, 2008

Cheap Vacation Spots

In this world of heavy costs, if one wants to spend his holidays overseas in some cheap amount of money, he has to select an area of the world to visit rather than visiting top ten vacation spots, which are located so distant from each other. Now let us discuss some of the top and relatively cheap vacation-zones of the world.

The US vacation zone first. It will be cheap for someone, who wants to visit USA if he includes states like Hawaii, Las Vegas, Florida, California, Texas, Georgia, Virginia, New York, North Carolina, Colorado, and Los Angeles. In this stretch of the US vacation Spots one may be able to enjoy the beauty of excellent landscapes of mountains, rivers, desert and forest as well. And also he will be able to enjoy the man-made beauties of some excellent monuments and buildings like Tower Stratosphere, Hollywood, Disney Land, and Bear Mountain Bridge etc.

The Second cheap vacation spot comes to the mind is the European Union Territory. This Territory must include Great Britain, France, Germany, Italy, Greece, Sweden, Switzerland, Denmark and Netherlands as the vacation spots. London and Paris are two cities where the vacation can be thoroughly enjoyed. River Tames, Big Ben, Eiffel Tower are the special spices to these two cities. Greece and Italy are two countries with lots and lots of historical monuments. Cities of Venice, Rome, and Athens are really worthy places to visit, located in those two countries! If one wants to spend a beautiful vacation span with snows the Switzerland is the best place for him. Three cities Lucerne, Zurich, and Berne have nice holiday spots and resorts!

The SAAF is another nice place to visit if one wants to spend his vacation is cheap rates. The SAAF area includes countries like India, Pakistan, Sri Lanka, Bangladesh, Maldives, Nepal and Bhutan. Pakistan will be your choice if you want to spend your holidays in dry condition and Bangladesh if mild climate is wanted. Again Nepal and Bhutan are the places of mountains. Some excellent snow-capped mountains peaks are worth watching in these two countries! Again Maldives and Sri Lanka are must-visited countries if one wants to enjoy the beautiful landscapes of sea beaches. And last but not least, in India you will be able to find every thing mentioned above. India consists of some excellent historical regions to all kind of natural landscapes and excellent man-made monuments too. Cities like Delhi, Kochi, Mumbai, Hyderabad (of India and Pakistan both), Anuradhapura, Dhaka, Katmandu, Thimpu, and Male are really nice places to visit!

The other option of cheap vacation spot is the Australian zone, which includes Australia and New Zealand. Melbourne, Adelaide, Perth, Sydney, Auckland are the cities to watch. Landscapes of Sea Beaches and the forests of these two countries are all time famous.

The Southeast Asia is also a good option for the cheap vacation places. This area is famous for sea beach landscapes. The Southeast Asia includes the countries like Thailand, Malaysia, Indonesia, Singapore, and Philippines etc.

There are some other good options in form Japan and Hong Kong too. Now start planning where to visit in this vacation, obviously considering your pocket! Happy vacation!

About the author:
Author Bio
The author is a world wide traveler. He shares his experience about the Best vacation spots, top 10 vacation spots, winter-vacation-spots, cheap-vacation-spots, Family vacation spot, summer vacation spots with us.

Article Source: http://www.Free-Articles-Zone.com

Tuesday, December 2, 2008

chocolate sauce

My new penny pinching thing to do is homemade chocolate syrup instead of the store bought one for chocolate milk.
On the stove in a small pan, heat up a cup or 2 of water with 5 tablespoons of cocoa powder, 5 tablespoons of sugar and some vanilla extract. I head it all up.
In the mean time put a teaspoon of cornstarch in a cup with a little water, mix it up and add it to the syrup, it will thicken it up a little bit.
Using a funnel, put your new chocolate sauce in the same bottle, the kids might not even notice it's homemade syrup! and it saves you $$$
Cocoa Powder Organic, 12 oz: W
Vanilla Liquid Extract Fair Trade Certified (Vanilla planifolia) 2 fl oz: K